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Alternatives will be closed Monday, November 11th in honor of Veterans' Day

We will reopen normal business hours on Tuesday, November 12th. Access you account 24/7 through online banking and our mobile app.

Access Mobile App
Routing #: 221381867

Access Financial Solutions

Struggling to pay your Alternatives loan? Account overdrawn?

You are not alone. We understand the pain financial hardships cause and will not judge you for struggling.

Our solutions team can walk you through some options that might provide some peace of mind while you get back on your feet.

Financial Guidance (Alternatives membership not required)

In our country, many people feel uncomfortable discussing finances, leaving them unaware of available solutions. But here’s the thing: knowledge is power. That’s why we’ve partnered with the non-profit, Balance, to provide professional financial guidance, introducing you to solutions you may not have known about.

Financial topics include:

  • Money Management: Coaches provide support on general money management, credit and housing topics.
  • Debt Management: Simplify your finances by consolidating your debts into a single payment with a Debt Management Plan (DMP).
  • Credit Report Review: Get a thorough review of your credit report with suggestions for improving your credit standing.
  • Housing Counseling: Prepare for homeownership by reviewing your cash flow, saving plan and credit history and be ready to financially manage your home.
  • Foreclosure prevention: As a HUD-certified housing counseling agency, BALANCE can guide you through your options when you’re facing financial difficulties.

With these resources, you can take control of your financial future and move closer to achieving your goals.

Support Our Mission!

Unlike traditional banks, we specialize in lending to individuals, organizations, and businesses in under-resourced communities, offering financial education, business coaching, and low-interest rate loans that increase economic potential and help build wealth.

Join Us!

Speak with a Financial Coach

No need to figure it out yourself, coaches can provide help with money management, paying bills, building credit and housing issues. Speak with a financial coach through our non-profit partner, Balance.

Schedule an Appointment