We specialize in providing affordable financial products and services for people and businesses in low-to-moderate income and marginalized communities.
Open an accountCDFI stands for Community Development Financial Institution. It means we’re designed to make loans in communities mainstream lenders often overlook—and to work with you, not just your credit score.
Financial assistance and support may be available for first-time homebuyers—or for those who haven’t owned a home in the last 3 years.
We look beyond credit scores—but a strong application still matters. Get clear steps to improve your chances before you apply.
Get supportive, judgment-free guidance for your money questions. Confidential and free.
access to affordable financial products and services, especially in communities left behind by mainstream finance. The Viewpoint Project produced this 7min video about Alternatives for PBS stations around the country.
Video: Pursuing Our MissionUtilize our free member resources to help you achieve your financial goals.
February Business of the Month: Downtown Ithaca Children’s Center (DICC) 💛 For more than 40 years, DICC has provided high-quality early education and care for […]
On New Year’s Day, our team showed up for the Ithaca Chill Challenge—a community fundraiser that’s as bold as it is fun. The event is […]
We’re proud to feature Finger Lakes Habitat , Home & Site Services LLC as our Business of the Month! “Finger Lakes Habitat , Home & […]
As a Community Development Financial Institution (CDFI), Alternatives believes in economic justice and embraces the racial, ethnic, socioeconomic, sexual, gender, and religious diversity in our community.