We specialize in providing affordable financial products and services for people and businesses in low-to-moderate income and marginalized communities.
Open an accountCDFI stands for Community Development Financial Institution. It means we’re designed to make loans in communities mainstream lenders often overlook—and to work with you, not just your credit score.
Financial assistance and support may be available for first-time homebuyers—or for those who haven’t owned a home in the last 3 years.
We look beyond credit scores—but a strong application still matters. Get clear steps to improve your chances before you apply.
Get supportive, judgment-free guidance for your money questions. Confidential and free.
access to affordable financial products and services, especially in communities left behind by mainstream finance. The Viewpoint Project produced this 7min video about Alternatives for PBS stations around the country.
Video: Pursuing Our MissionUtilize our free member resources to help you achieve your financial goals.
Members of Alternatives staff recently attended the 2026 Governmental Affairs Conference (GAC), where they met with Congressional representatives to highlight the importance of fair, community-based […]
Want to feel more confident about credit? Join our Financial Education Team for a practical, plain-language workshop covering: 1. What’s on a credit report 2. […]
Sunbeam Candles is our Business of the Month! 🕯️ Founded on craftsmanship, sustainability, and care for people + planet, Sunbeam has grown from a one-person […]
As a Community Development Financial Institution (CDFI), Alternatives believes in economic justice and embraces the racial, ethnic, socioeconomic, sexual, gender, and religious diversity in our community.