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Routing #: 221381867

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Empowering Your Finances Through Responsible Lending

Whether you’re looking to purchase a vehicle, refinance a high-interest auto loan, pay a medical or vet bill, pay for home repairs, etc. we look forward to finding a solution that works for you.

As a Community Development Financial Institution (CDFI), our job is to help you move forward financially and we will look beyond your credit score for loan approval. That begin said, we are also a Federally regulated credit union and must follow certain policies and guidelines for loan approval. If we cannot approve your loan at this time we will provide you with a path to strengthen your application.

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Need a loan but are worried about your credit score? We can help!

SAFE Act Disclosure

Learn about how we protect your information and comply with the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act).

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Applying for a loan with Alternatives is straightforward! Click below to get started.

Support Our Mission!

Unlike traditional banks, we specialize in lending to individuals, organizations, and businesses in under-resourced communities, offering financial education, business coaching, and low-interest rate loans that increase economic potential and help build wealth.

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Speak with a Financial Coach

No need to figure it out yourself, coaches can provide help with money management, paying bills, building credit and housing issues. Speak with a financial coach through our non-profit partner, Balance.

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