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Alternatives will be closed Monday, November 11th in honor of Veterans' Day

We will reopen normal business hours on Tuesday, November 12th. Access you account 24/7 through online banking and our mobile app.

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Routing #: 221381867

Working Capital Loan

Fuel Your Business Operations with Flexible Financing

Our Working Capital Loan helps you manage your business money effectively by keeping track of what you owe and what you have. It ensures you have enough funds to keep your business running smoothly, allowing you to pay your bills on time and cover daily expenses.

*All loans subject to approval.

Key Features & Details:

  • Up to $50,000 to support your business’s everyday needs.
  • Competitive Rates: We offer competitive interest rates that provide a reliable source of working capital, helping you manage financial gaps efficiently.
  • Flexibility: Our loan gives your business the flexibility to seize opportunities as they arise, aiding growth and operational efficiency.
  • Customized Repayment Terms: We tailor repayment terms to align with your business’s unique financial cycles and operational needs, ensuring they fit your business model.
  • Personalized Service: From application to disbursement, our team is here to support you at every step, making sure your experience is smooth and your needs are met promptly.

Business Lending Support

Business lending is highly regulated by federal laws, which can be frustrating for many small business applicants. To help you navigate this process, our Business Development Consultants are here to provide the support you need to submit the best loan application possible.

Support Our Mission!

Unlike traditional banks, we specialize in lending to individuals, organizations, and businesses in under-resourced communities, offering financial education, business coaching, and low-interest rate loans that increase economic potential and help build wealth.

Join Us!

Speak with a Financial Coach

No need to figure it out yourself, coaches can provide help with money management, paying bills, building credit and housing issues. Speak with a financial coach through our non-profit partner, Balance.

Schedule an Appointment