Skip to Main Content

Alternatives will be closed November 28th and 29th for the Thanksgiving Holiday

We will reopen November 30th for our regular Saturday business hours. Be safe and enjoy your Holiday! You may access you account 24/7 through online banking and our mobile app.

Access Mobile App
Routing #: 221381867

Share Secured Loan

If you prefer not to use the money in your savings or certificate account (CD) but need capital, consider a Share Secured Loan. This loan is secured by the funds in your account, allowing you to access money for business needs without losing the interest earned on your investments at Alternatives. Additionally, Share Secured Loans are an excellent way to build or improve your credit, paving the way for future borrowing opportunities.

Details

  • Competitive interest rates
  • Secured by your business share account or share certificate (CD)
  • Great for building or repairing your credit
  • Continue earning dividends on deposits
  • Avoid penalty for early share certificate withdrawal
  • Flexible terms and monthly payments that fit your needs

*All loans subject to approval.

Business Lending Support

Business lending is highly regulated by federal laws, which can be frustrating for many small business applicants. To help you navigate this process, our Business Development Consultants are here to provide the support you need to submit the best loan application possible.

Support Our Mission!

Unlike traditional banks, we specialize in lending to individuals, organizations, and businesses in under-resourced communities, offering financial education, business coaching, and low-interest rate loans that increase economic potential and help build wealth.

Join Us!

Speak with a Financial Coach

No need to figure it out yourself, coaches can provide help with money management, paying bills, building credit and housing issues. Speak with a financial coach through our non-profit partner, Balance.

Schedule an Appointment