Skip to Main Content

Alternatives will be closed Monday, November 11th in honor of Veterans' Day

We will reopen normal business hours on Tuesday, November 12th. Access you account 24/7 through online banking and our mobile app.

Access Mobile App
Routing #: 221381867

Home Buyers Club

Getting ready to buy a home is an exciting journey, and our Home Buyers Club account makes saving for this big step easier and more effective. With special features designed to help you save money over time, you can steadily work towards your dream of owning a home.

For current Alternatives members, please login to online banking and choose to add an account.

Benefits:

  • Dedicated Savings: This club account is specifically for home buyers, helping you set aside funds separately from your primary savings.
  • Flexible Deposits: Contribute to your account at any time in any amount that suits your budget. For added convenience, set up direct deposits to make regular contributions effortlessly.
  • Higher Dividends: Enjoy higher dividend rates compared to regular savings accounts.
  • No Monthly Fees: Manage your home-buying funds without worrying about monthly maintenance charges.

Account Details:

  • Minimum Deposit of just $100 to open your account.
  • Early withdrawals may result in a penalty.*

* There are no partial withdrawals permitted. If you close your account before dividends are credited, your deposits will be paid, but you will not receive the accrued dividends. Your Home Buyer’s Club Account will be assessed a fee of all earned dividends if it is closed prior to maturity. Withdrawals for the purpose of closing on a home purchase are permitted without penalty.

Support Our Mission!

Unlike traditional banks, we specialize in lending to individuals, organizations, and businesses in under-resourced communities, offering financial education, business coaching, and low-interest rate loans that increase economic potential and help build wealth.

Join Us!

Speak with a Financial Coach

No need to figure it out yourself, coaches can provide help with money management, paying bills, building credit and housing issues. Speak with a financial coach through our non-profit partner, Balance.

Schedule an Appointment