Savings & Certificates

Enhance your financial wellness! We’re here to help you along your savings journey. Open your account online or login to online banking and choose to add an account.

Open an Account

Schedule an Appointment

For current Alternatives members, please login to online banking to add a share or certificate.

“My introduction to Alternatives has been life-changing…it’s like a dream come true”
— Marcus, Happy Member

Savings Options

Explore our variety of savings accounts designed to meet your financial goals at every stage of life.

Free Kasasa Saver Account

Make saving effortless with a free Kasasa saver account.

Share Certificates

Get more from your savings with fixed-rate share certificates.

Individual Retirement Account (IRA)

Take charge of your retirement with an IRA.

Simplified Employee Pension Plans (SEP IRAs)

Enhance your benefits package and help your employees save for retirement.

Savers Club

Meet your seasonal needs by setting aside money throughout the year.

Lucky Savers Certificate

Get entered to win prizes from $25 to $5,000 when you deposit $25 into your certificate account.

Non-Dividend Savings and Checking Accounts

We make it easy to forgo dividend returns — whether for bookkeeping, religious or tax reasons.

Home Buyers Club

Make saving for a home easier with a dedicated club account.

Truth-in-Savings Disclosures:

Support Our Mission!

Unlike traditional banks, we specialize in lending to individuals, organizations, and businesses in under-resourced communities, offering financial education, business coaching, and low-interest rate loans that increase economic potential and help build wealth.

Join Us!

Speak with a Financial Coach

No need to figure it out yourself, coaches can provide help with money management, paying bills, building credit and housing issues. Speak with a financial coach through our non-profit partner, Balance.