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Alternatives will be closed Monday, November 11th in honor of Veterans' Day

We will reopen normal business hours on Tuesday, November 12th. Access you account 24/7 through online banking and our mobile app.

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Routing #: 221381867

Health Savings Account (HSA)

Be ready for your next check-up with a tax-advantaged* HSA. It works with your high-deductible health plan (HDHP) to help you pay for medical expenses as they arise.

Details

  • Greater personal control over healthcare management and expenses
  • Prepare for qualified medical expenses
  • Provides triple tax savings
  • Contributions are tax-free and can be made by you, your employer, or a third party
  • Funds can be withdrawn at any time**
  • $10 annual fee
  • No minimum balance requirements
  • Free Debit Card
  • Unused funds remain in account year after year; no “use it or lose it” policy***
  • Keep your HSA in your name, regardless of career or life changes
  • No minimum deposit to open

* Consult a tax advisor.

** You can withdraw funds at any time for any purpose. However, if funds are withdrawn for reasons other than qualified medical expenses, the amount withdrawn will be included as taxable income, and is subject to a 10% penalty.

*** Your HSA is subject to inactivity fees and unclaimed property laws to ensure proper handling of dormant accounts. Review your account regularly to maximize your HSA benefits.

Support Our Mission!

Unlike traditional banks, we specialize in lending to individuals, organizations, and businesses in under-resourced communities, offering financial education, business coaching, and low-interest rate loans that increase economic potential and help build wealth.

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Speak with a Financial Coach

No need to figure it out yourself, coaches can provide help with money management, paying bills, building credit and housing issues. Speak with a financial coach through our non-profit partner, Balance.

Schedule an Appointment