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Routing #: 221381867

Locations, Hours & ATMs

We make managing your finances easy. Visit our main office, one of our convenient ATM locations, or get nationwide branch access.

Alternatives Federal Credit Union

Ithaca Branch

125 N. Fulton St.
Ithaca, NY 14850
Get Directions

Phone: (607) 273-4611
Toll-free: (877) 273-2328
Fax: (607) 277-6391

Lobby Hours

Monday – Tuesday, Thursday – Friday | 9:00am – 5:00pm
Wednesday | 9:00am – 3:00pm
Saturday | 10:00am – 1:00pm

Drive-thru and Walk-Up Hours

Monday – Tuesday, Thursday – Friday | 9:00am – 6:00pm
Wednesday | 9:00am – 3:00pm
Saturday | 10:00am – 1:00pm

Rochester Branch

1275 Lexington Ave.
Rochester, NY 14606
Get Directions

Phone: (585) 254-4543

Lobby Hours

Monday – Friday | 10:00am – 4:00pm.

Branch Telephone Hours

Monday – Friday | 9:00am – 4:30pm. 

Contact Center Hours

Monday – Tuesday, Thursday – Friday | 9:00am – 5:00pm
Wednesday | 9:00am-3:00pm
Saturday | 10:00am – 1:00pm

Access your account at over 30,000 ATMs 5,600 Shared Branches

Experience the convenience of nationwide banking without losing the local touch. With access to over 30,000 ATMs and over 5,600 shared branches across the country through the CO-OP Network, you can perform many of your banking transactions just like you would at your home branch. Whether you’re across the state or the country, this network allows you to make deposits, withdrawals, loan payments, and more, wherever you are.

Find a shared branch at a location near you.


ATM Locations

Enjoy no surcharge for cash withdrawals when using an Alternatives VISA Card at Alternatives ATMs.

Alternatives Federal Credit Union – Drive Thru

125 N. Fulton St, Ithaca, NY 14850 – Get Directions
This ATM accepts deposits!

Hours

Drive-thru: Available 24/7


Shortstop Deli

200 W Seneca St, Ithaca, NY 14850 – Get Directions

Hours

Monday – Friday | 7:00am – 8:00pm 
Saturday – Sunday | 10:00am – 8:00pm


Autumn Leaves Used Books

115 The Commons, Ithaca, NY 14850 – Get Directions

Hours

Daily | 12:00 p.m. – 6:00 p.m.


GreenStar Cooperative Market – West End

770 Cascadilla St, Ithaca, NY 14850 – Get Directions

Hours

Daily | 8:00am – 8:00pm


Ithaca Farmers Market – Steamboat Landing

545 3rd St, Ithaca, NY 14851 – Get Directions

Hours

Seasonal | Check ATM hours


2024 Branch Holiday Closures

  • Dr. Martin Luther King, Jr. Day: January 15
  • Presidents’ Day: February 19
  • Memorial Day: May 27
  • Juneteenth: June 19
  • Independence Day: July 4
  • Labor Day: September 2
  • Indigenous Peoples’ Day: October 14
  • Veterans’ Day: November 11 
  • Thanksgiving Day: November 28
  • Day after Thanksgiving: November 29
  • Christmas Day: December 25
  • New Year’s Day (observed): January 1

Support Our Mission!

Unlike traditional banks, we specialize in lending to individuals, organizations, and businesses in under-resourced communities, offering financial education, business coaching, and low-interest rate loans that increase economic potential and help build wealth.

Join Us!

Speak with a Financial Coach

No need to figure it out yourself, coaches can provide help with money management, paying bills, building credit and housing issues. Speak with a financial coach through our non-profit partner, Balance.

Schedule an Appointment