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Routing #: 221381867

Lucky Savers Certificate 

Turn Saving into Winning

Our prize-based savings account rewards your good saving habits with the chance to win cash prizes each month.

Why Choose Lucky Savers?

Save and Win: For every $25 you deposit into your Lucky Savers account, you earn an entry to win $5,000 quarterly prizes plus monthly cash prizes. Every $25 deposited into your account, up to $250 per month, is another chance to win. You may make deposits of any amount into the account each month, but prize entries are limited to 10 per month.

Build Savings: Set aside money little by little throughout the year, making it easier to reach your financial goal, whether it’s for an emergency fund, pay off debt, or holiday expenses.

Account Details:

  • For every $25 deposit into your Lucky Savers certificate you get an additional chance to win – up to 10 chances per month.
  • This account is restricted to one withdrawal in the 12-month period from when the account was opened (A $25 withdrawal fee will apply).
  • Download Lucky Saver’s official rules

Open a 12-month Lucky Savers certificate online or make a request through online banking and make a deposit/transfer of at least $25.

* A member may make only one withdrawal from their Lucky Savers Account during a 12-month period, subject to a $25 early withdrawal penalty. If more than one withdrawal is made within this period, the account will be disqualified from future prizes, and all entries for monthly and quarterly prizes will be forfeited. Additionally, the Lucky Savers Account will be closed. After closure, the member must wait one month before opening a new Lucky Savers Account. Please note that if the Lucky Savers Account is closed before maturity, all earned dividends will be forfeited.

Support Our Mission!

Unlike traditional banks, we specialize in lending to individuals, organizations, and businesses in under-resourced communities, offering financial education, business coaching, and low-interest rate loans that increase economic potential and help build wealth.

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Speak with a Financial Coach

No need to figure it out yourself, coaches can provide help with money management, paying bills, building credit and housing issues. Speak with a financial coach through our non-profit partner, Balance.

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