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Routing #: 221381867

Individual Retirement Account (IRA)

Take charge of your retirement. An IRA makes it easy by offering tax-advantaged* savings options in which to invest your hard-earned money.

Contact newaccounts@alternatives.org or schedule an appointment for questions or to set up your IRA.

Schedule an appointment

Details

  • Earn competitive dividends above standard savings rates
  • Pays monthly dividends
  • Choose from Traditional and Roth options
  • No setup fees
  • No monthly or annual maintenance fees
  • Annual contribution limits apply
  • Additional $1,000 “catch-up” contribution allowed for ages 50+
  • Funds can be used to purchase certificates within IRA
  • Contributions may be tax deductible*
  • $5 minimum deposit to open
View Rates
Contact us to Open an Account

* Consult a tax advisor.

Support Our Mission!

Unlike traditional banks, we specialize in lending to individuals, organizations, and businesses in under-resourced communities, offering financial education, business coaching, and low-interest rate loans that increase economic potential and help build wealth.

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Speak with a Financial Coach

No need to figure it out yourself, coaches can provide help with money management, paying bills, building credit and housing issues. Speak with a financial coach through our non-profit partner, Balance.

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