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Welcome, Rochester Members! Enroll Today to Access Your Account Online!

Enroll today to unlock all the features of your membership, including 24/7 account access, secure transfers, Shared Branching, mobile check deposit, Bill Pay, and so much more—right at your fingertips!

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Routing #: 221381867

Share Secured Loan

A share-secured loan is a good idea if you’re looking to build your credit or you need to make a necessary purchase but don’t want to dip into your savings. With this type of financing, you borrow against your savings at Alternatives and receive a low-rate loan, while still earning interest on your deposits.

Details

  • Lower dividend rates
  • Secured by your share savings or share certificate
  • Great for building or repairing your credit
  • Continue earning dividends on deposits
  • Avoid penalty for early share certificate withdrawal
  • Flexible terms and monthly payments that fit your needs

*All loans subject to approval.

Support Our Mission!

Unlike traditional banks, we specialize in lending to individuals, organizations, and businesses in under-resourced communities, offering financial education, business coaching, and low-interest rate loans that increase economic potential and help build wealth.

Join Us!

Speak with a Financial Coach

No need to figure it out yourself, coaches can provide help with money management, paying bills, building credit and housing issues. Speak with a financial coach through our non-profit partner, Balance.

Schedule an Appointment