Please note that our branches will close early at 1:00 PM on Wednesday, December 31, and will be closed on Thursday, January 1 for New Year's. We wish you a safe and happy holiday! Access your accounts while we’re closed: Online & Mobile Banking available 24/7. Nationwide access to your account at 5,600+ credit unions and 30,000 surcharge-free ATMs via the CO-OP network.
Access the CO-OP NetworkWe specialize in providing affordable financial products and services for people and businesses in low-to-moderate income and marginalized communities.
Open an accountWe understand that in order for a community to thrive it requires access to basic financial services and affordable credit.
Learn about financial assistance for first-time homebuyers, including those who haven't owned a home in the past 3 years.
We look at more than your score. Our job is to help you find a solution even if you have past credit issues.
Get 1:1 business consultations and online resources free of charge to help grow your business.
access to affordable financial products and services, especially in communities left behind by mainstream finance. The Viewpoint Project produced this 7min video about Alternatives for PBS stations around the country.
Video: Pursuing Our MissionUtilize our free member resources to help you achieve your financial goals.
We’re proud to feature Service in Unity as our Business of the Month! “Service in Unity is a nonprofit organization pioneering a unique, first-in-the-nation model, […]
Planning for a Healthy Business — For new or established entrepreneurs and small business owners
We’re proud to feature Felice Information Design as our Business of the Month! An LGBTQ- and NYS- certified Woman-owned business empowering scientists to succeed and […]
As a Community Development Financial Institution (CDFI), Alternatives believes in economic justice and embraces the racial, ethnic, socioeconomic, sexual, gender, and religious diversity in our community.