MEMBER PROFILE

Enzo Saccuccimorano

I like to save every week at the Student Credit Union because I like to watch my money grow. Everyone needs money to survive. I’m not saving for anything in particular, but I like the ability to choose how and when I spend my money.

The Alternatives Federal Credit Union provides a full range of banking services. We hope you will review our services and make the Credit Union your primary financial institution.

Types of accounts:

• Savings
• Checking = Share Draft
• IRAs
• Share Certificates
• Savers Club
• Homebuyer's Club
• Student Credit Union Accounts
• IDAs (Individual Development Accounts)
• Fresh Start Account

Loan Services:

• Line of Credit
• VISA Credit and Debit
• New and Used Auto Loan
• Personal
• Share Secured Loan
• Home Mortgages
• Home Improvement Loan
• Home Equity Loan
• Construction Loan
• Small Business/Micro enterprise Loans
• Student Loan
• Automatic Loan Payments
• Loan application by web, mail and phone
• Homebuyers Guide to Mortgages
• Loan Insurance, life and disability
• Carfax, NADA book and other car buying resources

Share Draft/Checking and Money Handling Services:

• Alternatives Visa Card
• ATM access through Alternatives Visa Card
• Fortune Teller, 24 Hour Phone Teller
• Share draft/check printing
• Temporary checks
• Stop payment of check
• Protest of check
• Official Checks
• Direct Deposit of paychecks
• ACH - Electronic deposits and withdrawals
• Ithaca Hours

Education about Capital

• Money Wise, money management course
• Business CENTS, microenterprise training course
• Student Credit Union, hands-on learning for youth