MEMBER PROFILE

Ba Stopha, owner of Claws and Paws

Ba Stopha, a long-time member of Alternatives, owns Claws and Paws, a successful pet grooming business in Ithaca. She credits our Business CENTS class, and two loans, for helping her get her business established... click for more.

The Alternatives Federal Credit Union provides a full range of banking services. We hope you will review our services and make the Credit Union your primary financial institution.

Types of accounts:

• Savings
• Checking = Share Draft
• IRAs
• Share Certificates
• Savers Club
• Homebuyer's Club
• Student Credit Union Accounts
• IDAs (Individual Development Accounts)
• Fresh Start Account

Loan Services:

• Line of Credit
• VISA Credit and Debit
• New and Used Auto Loan
• Personal
• Share Secured Loan
• Home Mortgages
• Home Improvement Loan
• Home Equity Loan
• Construction Loan
• Small Business/Micro enterprise Loans
• Student Loan
• Automatic Loan Payments
• Loan application by web, mail and phone
• Homebuyers Guide to Mortgages
• Loan Insurance, life and disability
• Carfax, NADA book and other car buying resources

Share Draft/Checking and Money Handling Services:

• Alternatives Visa Card
• ATM access through Alternatives Visa Card
• Fortune Teller, 24 Hour Phone Teller
• Share draft/check printing
• Temporary checks
• Stop payment of check
• Protest of check
• Official Checks
• Direct Deposit of paychecks
• ACH - Electronic deposits and withdrawals
• Ithaca Hours

Education about Capital

• Money Wise, money management course
• Business CENTS, microenterprise training course
• Student Credit Union, hands-on learning for youth