MEMBER PROFILE

Cisela Edstrom Wildes

I was born and raised in Sweden, but have several old connections with Ithaca. It was exciting to open an account with Alternatives when my late Swedish husband, Dag, and I moved to help start Ecovillage in Ithaca back in 1993, as it was exactly the kind of bank we wanted to support and be part of. We returned to Sweden in 1997, but I kept my account with Alternatives. I have found it easy to have this account even though I lived in Sweden and now live in the Northwest ? and it?s my intention to continue to stay with Alternatives in the future when I plan to move out of the country again.

The Alternatives Federal Credit Union provides a full range of banking services. We hope you will review our services and make the Credit Union your primary financial institution.

Types of accounts:

• Savings
• Checking = Share Draft
• IRAs
• Share Certificates
• Savers Club
• Homebuyer's Club
• Student Credit Union Accounts
• IDAs (Individual Development Accounts)
• Fresh Start Account

Loan Services:

• Line of Credit
• VISA Credit and Debit
• New and Used Auto Loan
• Personal
• Share Secured Loan
• Home Mortgages
• Home Improvement Loan
• Home Equity Loan
• Construction Loan
• Small Business/Micro enterprise Loans
• Student Loan
• Automatic Loan Payments
• Loan application by web, mail and phone
• Homebuyers Guide to Mortgages
• Loan Insurance, life and disability
• Carfax, NADA book and other car buying resources

Share Draft/Checking and Money Handling Services:

• Alternatives Visa Card
• ATM access through Alternatives Visa Card
• Fortune Teller, 24 Hour Phone Teller
• Share draft/check printing
• Temporary checks
• Stop payment of check
• Protest of check
• Official Checks
• Direct Deposit of paychecks
• ACH - Electronic deposits and withdrawals
• Ithaca Hours

Education about Capital

• Money Wise, money management course
• Business CENTS, microenterprise training course
• Student Credit Union, hands-on learning for youth