125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Savers Club

Alternatives' Savers Club offers all the benefits of a Certificate with more flexibility. It's the perfect way to save money for expected expenses like the holidays, or a planned trip. It's also a great way to establish a savings habit! Here are the details:

 

  • You only need $100 to open a Savers Club Certificate.
  • The term of the Certificate is one year.
  • You can deposit any amount of money anytime during the year.
  • At the end of the year interest is added at 4-5 times the rate of a standard savings account.
  • The account can be closed at any time, but interest is forfeited if it is closed before the one year term.
  • There are no partial withdrawals permitted. If you close your account before dividends are credited, your deposits will be paid, but you will not receive the accrued dividends. Your Club account will be assessed a fee of all earned interest if it is closed prior to maturity. Withdrawals for the purpose of closing on a home purchase are permitted without penalty.
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    If you'd like to open a Savers Club account, stop in and see one of our Member Service Specialists.

    Check our our Savers Club rates!

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    Laurie and Zoe Hill

    Our family's strongest connection to Alternatives started at the Student Credit Union branch at Fall Creek Elementary School. Zoe started as a Saver and I as a Teller five years ago. Zoe is a regular depositor. I started putting money into my savings account on a more regular basis when we realized that it would be a good place to have a vacation account - one we didn't have a debit card or checkbook for. We saved enough for a trip to Zurich to visit friends on sabbatical and then the fast train to Paris.

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