125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Savers Club

Alternatives' Savers Club offers all the benefits of a Certificate with more flexibility. It's the perfect way to save money for expected expenses like the holidays, or a planned trip. It's also a great way to establish a savings habit! Here are the details:

 

  • You only need $100 to open a Savers Club Certificate.
  • The term of the Certificate is one year.
  • You can deposit any amount of money anytime during the year.
  • At the end of the year interest is added at 4-5 times the rate of a standard savings account.
  • The account can be closed at any time, but interest is forfeited if it is closed before the one year term.
  • There are no partial withdrawals permitted. If you close your account before dividends are credited, your deposits will be paid, but you will not receive the accrued dividends. Your Club account will be assessed a fee of all earned interest if it is closed prior to maturity. Withdrawals for the purpose of closing on a home purchase are permitted without penalty.
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    If you'd like to open a Savers Club account, stop in and see one of our Member Service Specialists.

    Check our our Savers Club rates!

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    Express Employment Professionals, Kathy Nivison

    With a background of 15 years in Human Resources, Kathy Nivison started up the Ithaca office of Express Employment Professionals to better serve local employment and recruiting needs. Kathy approached Alternatives for a business loan, and was impressed with both the loan's low interest rate, as well as the quick response from Bob Anderson, the business loan officer at Alternatives.

    Kathy took advantage of our "Women and Minority" subsidized loan, which helps women and minority borrowers who have a minimum of one year in business and are looking for assistance with continued growth and expansion.


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