125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Savers Club

Alternatives' Savers Club offers all the benefits of a Certificate with more flexibility. It's the perfect way to save money for expected expenses like the holidays, or a planned trip. It's also a great way to establish a savings habit! Here are the details:

 

  • You only need $100 to open a Savers Club Certificate.
  • The term of the Certificate is one year.
  • You can deposit any amount of money anytime during the year.
  • At the end of the year interest is added at 4-5 times the rate of a standard savings account.
  • The account can be closed at any time, but interest is forfeited if it is closed before the one year term.
  • There are no partial withdrawals permitted. If you close your account before dividends are credited, your deposits will be paid, but you will not receive the accrued dividends. Your Club account will be assessed a fee of all earned interest if it is closed prior to maturity. Withdrawals for the purpose of closing on a home purchase are permitted without penalty.
  •  

    If you'd like to open a Savers Club account, stop in and see one of our Member Service Specialists.

    Check our our Savers Club rates!

    Online Access

    eStatements Prior to Dec. 2012 »

    Loan Rates
    Deposit Rates


    Donate »

    Your gift to Alternatives Impact helps our community!

    Belle Sherman Elementary School Students

    On a Tuesday afternoon, students in the Cornell Cooperative Extension's directed SIFE (Students with Interrupted Formal Education) program at Belle Sherman Elementary can be found hard at work learning about money and getting hands-on banking experience depositing money into their Student Credit Union accounts at Alternatives. The students, all refugees from Burma, range in age from 2nd to 5th grade. more»


    Alternatives
    Financial
    Education »

    Discover how you can gain control of your finances...



    Alternatives Federal Credit Union ("Alternatives") provides a hyperlink to Google Translate� for convenience only and without any responsibility for the accuracy of translations. Alternatives has no control over this unrelated, free and entirely computerized translation program. Computerized translations are only an attempted approximation of the website�s original content and thus Alternatives makes no representations or warranties of any kind with respect to the accuracy, reliability or completeness of any translations. Persons using translated information do so at their own risk.