125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

To Open An Account

Alternatives is a regional credit union. We offer a full range of banking services to anyone who lives in Ithaca, Tompkins County and adjacent counties (Cayuga, Chemung, Cortland, Seneca, Schuyler and Tioga).

We invite you to become a member of Alternatives Federal Credit Union. Your $20 membership fee and minimum $5 deposit in a savings account starts your account and enrolls you in our field of membership. VISA Credit and Debit Cards and checking accounts are available by application. Home loans, car loans and business loans are only available in specific geographic areas surrounding our home base, Ithaca and Tompkins County. For our check hold policy, click here.

Would you like to become an Alternatives member? We'll send you a new account card and product information. Please check the boxes below so we know what information to send you regarding account services.

Before activating your account, send us a notarized copy of your signature and drivers license (or other acceptable photo ID).

How did you find the Alternatives Federal Credit Union site?
(Where? )
referral from a friend or relative.
(Who? )
web search.
(What was your search criteria? )
web referral.
(From which site? )
Why are you interested in Alternatives Federal Credit Union?
Services offered.
(Any particular service(s)? )
Best loan rates.
I believe in the mission of Alternatives.
I don't like mega-banks.
I am unable to get an account elsewhere.
(Why? )

Contact Information
Mailing Address
Home Phone

Please Send:
New Account Application
Personal Loan Application
Home Loan Application
Information Requested
Account Services:
Savings, Checking, Certificates
Alternatives VISA Debit Card
Individual Retirement Account
Individual Development Account
Business Services
Loan Services:
Personal Loans
Line of Credit
Home Loans
Business Loan
Alternatives ATIRA credit card
Business CENTS Small Business Training Program
Student Credit Union

Online Access

eStatements Prior to Dec. 2012 »

Loan Rates
Deposit Rates

Donate »

Your gift to Alternatives Impact helps our community!

Diane Cohen

The Finger Lakes ReUse Center was awarded The Jeff Furman Award for Social Responsibility in Business at Alternatives’ 2012 annual meeting, with Executive Director Diane Cohen accepting the award. Cohen expressed her thanks: “We will hang the award prominently and proudly in our Reuse Center, and as we grow, we will continue to use this as a beacon, to continue our efforts to maximize our capacity to provide opportunities and relieve hardship. We know we are in solidarity with Alternatives on these issues. We're a young organization with a mission to enhance community, economy, and environment through reuse, and a priority to serve our community well. Receiving this award has been an honor and an affirmation.”

Education »

Discover how you can gain control of your finances...

Alternatives Federal Credit Union ("Alternatives") provides a hyperlink to Google Translate� for convenience only and without any responsibility for the accuracy of translations. Alternatives has no control over this unrelated, free and entirely computerized translation program. Computerized translations are only an attempted approximation of the website�s original content and thus Alternatives makes no representations or warranties of any kind with respect to the accuracy, reliability or completeness of any translations. Persons using translated information do so at their own risk.