125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Pay It Forward Contest


Alternatives Federal Credit Union is helping our members reach out to others in the community who are in need.  The kindness of others always strengthens a community, but especially in these difficult economic times, the smallest of kindnesses can go a long way.

Here’s how it works:


1.) Alternatives provides you $10 - come into Alternatives during lobby hours and a teller will give you the money.  You decide how to give the $10 back to the community.  It can help out a local person or family you know in need, or it can go to a local non-profit organization that may be facing its own challenges.  You decide how to give the $10 back to the community, plus earn a chance to win an additional $500 donation from Alternatives. Think about why this recipient is unique, and/or why the recipient is deserving of the $10.  What’s the story?


2.) Tell Alternatives this story.  Show us how the $10 will benefit the recipient.  You can either videotape the story yourself and send it in, or come into Alternatives and we’ll tape you telling the story.  You can also take pictures, write an essay, or a combination of all these things.  Have fun with it!  You can also collaborate with other members and pool your $10 towards one recipient.


If you’re creating your own video, please upload to YouTube and send us the link.  For pictures & essays, e-mail us or mail in your materials attn: Pay It Forward, Alternatives Federal Credit Union, 125 N. Fulton StIthaca, NY  14850.


If you don’t have access to a video camera, please come into Alternatives and we’ll videotape your story!   E-mail Alternatives to set up a time to be videotaped.



3.) Alternatives’ staff will decide on 10 semi-finalists, and will upload these finalists’ stories to our website.  From there, all members will vote on what they think is the best Pay It Forward story.  If you win, the person(s) or organization you originally donated to receives an additional donation of $500!


* This contest is not open to Alternatives staff or its immediate family members.  Limited to two contestants per household.


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Express Employment Professionals, Kathy Nivison

With a background of 15 years in Human Resources, Kathy Nivison started up the Ithaca office of Express Employment Professionals to better serve local employment and recruiting needs. Kathy approached Alternatives for a business loan, and was impressed with both the loan's low interest rate, as well as the quick response from Bob Anderson, the business loan officer at Alternatives.

Kathy took advantage of our "Women and Minority" subsidized loan, which helps women and minority borrowers who have a minimum of one year in business and are looking for assistance with continued growth and expansion.

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