125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Money Wise

Money Wise 

Alternatives Federal Credit Union's money management course Money Wise provides people with the tools to confront financial issues in their lives. Topics covered include; income and debt, expense tracking, setting and saving toward goals, practical economics, record keeping, insurance, predatory lending, establishing and repairing credit, conscientious consuming, and investment options.

While other financial education courses are primarily geared towards providing information and worksheets, the Money Wise course walks students through the behavior change process. We believe that instead of overwhelming our students with templates to solve their financial troubles, we identify the individual as the instrument of change. Money Wise requires only one task - tracking expenses. Our goal is to see people realize that they have the ability to change and use that realization to confront their own financial issues and begin managing their money.

Money Wise meets once a week for seven weeks and is offered four times a year. For more information, contact Brendan Wilbur at (607) 216-3445.

Session I
Meets:
Every Monday for seven weeks
Class starts:
Monday, January 23
Time: 6:00pm-8:30pm

Where: Alternatives' 2nd floor conference room
Cost: Sliding scale $20-100 (based on median household income) Scholarships are available. A light vegetarian meal is provided.
Registration required: Email
Brendan Wilbur


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Chris Setlock

In the spring of 2014, we learned that our minivan needed repairs in excess of it's value. We'd already been cutting back on our auto use, and were trying to walk and bike more. We'd been talking with friends and reading about cargo bikes as a car alternative. Around the same time, a new business, "Boxy Bikes" opened in Ithaca, which specializes in electric and cargo bikes. We found a model we were interested in, and approached alternatives seeking financing. Alternatives set us up with a signature loan, and a "green loan" discount on our rate. Thanks to Alternatives, we are now the happy owners of a "Yuba Mundo" Electric Cargo bike. We can get anywhere we need to go, using no gas, and creating no emissions. I can carry two passengers, or a weeks worth of groceries. The loan will be paid off in two years, and the bike could last for many more, at a fraction of the cost of an automobile.


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