MEMBER PROFILE

The Credit Path

Credit Path Illustration

As Alternatives Credit Union has grown and changed, our use of the Credit Path model of financial empowerment has changed as well. Originally developed by Bill Myers as a way of understanding our members' financial situations and incorporating that into our business planning, the Credit Path describes where people are situated at various points along a continuum between poverty and self-sufficiency. Our job, as a community development financial institution, is to help our members move along that continuum by empowering them to make decisions, and offering opportunities, that will move them towards financial self-sufficiency.<

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Below is a comprehensive list of all the services Alternatives provides for our members in the Member Online Services area. If you're interested in Member Online Services, simply click here to sign up. (For existing members, just click the service you'd like to access and you'll be prompted to log in.)

CU@Home
Our traditional online banking system, allowing you to access account information and make transactions.

eStatements
View your account statements online, including previous statements. We provide your eStatement to you each month and notify you by email of a secure link to a site where it will be posted. You have the opportunity to opt-out of paper statements.

BillPay@Home
Pay bills from your computer. No stamps, no writing checks. Only $5.95/month for unlimited bill payments! Get information on BillPay@Home for FREE.

Loans
Tons of information on loan services and the application process. Types of loans and related information we provide are: