125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Living Wage Study - 2002

Category Year (2002) Month (2002) Month (2000) Comments
Rent $6,324.00 $527.00 $504.00 Fair market rent for single bedroom apartment, including utilities. Source: HUD
Transportation $1,998.53 $166.54 $151.23 Weighted average of amount spent on cars, public buses and bicycle. Source: Claritas and WOW
Food $1,939.80 $161.55 $152.30 Average of low-cost plan Food Stamp cost for males and females 20-50. Source: USDA
Telephone $318.00 $26.50 $25.97 Source: Verizon, Ithaca
Health Care $1,099.36 $91.61 $82.72 Employee’s share premium Aetna Health Care plan plus additional out-of-pocket medical expenses. Source: Alternatives’ Human Resource Manager; Claritas
Recreation $1,377.00 $114.75 $107.23 Reading materials, computer hardware, software, TV, radio, sound equipment. Source: Claritas
Savings $600.00 $50.00 $50.00 Source: Alternatives Federal Credit Union
Misc $1,382.50 $115.21 $113.71 Clothing, personal care, housekeeping, small appliances, etc. Source Claritas
Net (Subtotal) $15,039.19 $1,253.26 $1,187.16 (5.57% increase)
Payroll $1,381.65 $115.14 $111.82  
Federal $1,253.43 $104.45 $129.26  
State $386.53 $32.21 $33.47  
Total $18,060.80 $1,505.06 $1,461.71 (2.97% increase) $8.68@40 hrs/wk; $ 9.14@38*
Day Care Expenses        
Age 2   $628.30   Source Day Care Council
Ages 3,4   $541.61   Source Day Care Council

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Oh, my goodness, where do I even begin? We renovated our house (home equity loan), started a business (commercial loan) and refinanced our house over the last few years. Alternatives has been there with us every step of the way! We have learned so much, with the help of the Alternatives staff and we're not done yet! We adore our partners at Alternatives and can't thank them enough for the support, planning assistance, and encouragement they've provided. Wow - what a fabulous community resource!

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