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Tara Lambert

Tara Lambert started Getting Down to Business class one month after she moved to Ithaca. “I was planning to open my nutritional counseling practice and this class was invaluable…I don’t think I would have been prepared to open my practice without it. The class taught me everything. I learned profit/loss analysis, break even analysis and how to record and track my finances…”

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Livable Wage Study - 2000



Category Month Year Comments
Rent $504.00 $6,048.00 HUD fair market rent - Does not include telephone
Transportation $151.23 $1,814.75 Weighted average of amount spent on private cars, public transportation and using a bicycle - from Claritas and WOW estimates
Food $152.30 $1,827.60 Average of low-cost plan Food Stamp cost for males and females ages 20-50
Telephone $25.97 $311.64 From Verizon
Health Care $82.72 $992.60 Univera health care plan used at the Credit Union. This includes employee co-pay plus additional costs like prescription and non-prescription drugs - from Alternatives Credit Union and Claritas
Recreation $107.23 $1,286.76 Includes several categories of items, such as money for trips, fees/admissions, and reading materials - from Claritas
Savings $50.00 $600.00 From 1998 study
Misc $113.71 $1,364.52 Includes items such as clothing, personal care items, housekeeping and garden equipment - from Claritas
Payroll $111.82 $1,341.84 Fica - 7.65%
Federal $129.26 $1,551.06 Income minus 7,200 times 15%
State $33.47 $401.62 Income minus 7500 times 4%
TOTAL Livable Wage $1,461.70 $17,540.39 $8.43/hr@40 hr/week; $9.30/hr@36.25 hr/week; $9.05/hr@ 37.25hr/week; $9.64/hr@35 hr/week