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MEMBER PROFILE
The Credit Path


As Alternatives Credit Union has grown and changed, our use of the Credit Path model of financial empowerment has changed as well. Originally developed by Bill Myers as a way of understanding our members' financial situations and incorporating that into our business planning, the Credit Path describes where people are situated at various points along a continuum between poverty and self-sufficiency. Our job, as a community development financial institution, is to help our members move along that continuum by empowering them to make decisions, and offering opportunities, that will move them towards financial self-sufficiency.<

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Health Savings Account (HSA)
Ithaca Hours | Health Savings Account (HSA)

Health Savings Account (HSA)

Health Savings Accounts are designed to help members save for future qualified medical and retiree health expenses on a tax-free basis.

Alternatives' HSA is tied to a checking account and debit card for easy access to funds.

You can open your HSA here, or transfer an existing HSA to Alternatives. Our Member Service Specialists have all the necessary forms.

More information about HSAs can be found at this United States Department of Treasury site.

Fees
$40 fee to open
$40 annual fee, charged in December
$40 when account is closed