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MEMBER PROFILE
Diane Hecht

While living in New Jersey in 1995, I decided to move to Ithaca to care for my elderly mother and to purchase a home here. My daughter set up appointments for me at Alternatives to discuss obtaining a mortgage and I remember her telling me not to dress up "NJ Style" as the small credit union on State Street in Ithaca was not like any bank I'd ever seen. She was so right! In the lobby dogs were barking and waiting for their snacks from the very casually dressed tellers, while babies were playing in areas provided by the Credit Union - that was the beginning of my love affair with Alternatives.

Over the past 13 years since offering me that first mortgage, as both Alternatives and I have grown and prospered, they have provided Home Equity loans to help me care for my mother, create my own small business, and this past spring to re-mortgage and pay off debts. The wonderful people in the Alternatives mortgage department offer amazing expertise in a very caring manner. Many thanks to all of you at Alternatives who offer your services for our community!

Health Savings Account (HSA)
Ithaca Hours | Health Savings Account (HSA)

Health Savings Account (HSA)

Health Savings Accounts are designed to help members save for future qualified medical and retiree health expenses on a tax-free basis.

Alternatives' HSA is tied to a checking account and debit card for easy access to funds.

You can open your HSA here, or transfer an existing HSA to Alternatives. Our Member Service Specialists have all the necessary forms.

More information about HSAs can be found at this United States Department of Treasury site.

Fees
$40 fee to open
$40 annual fee, charged in December
$40 when account is closed