125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Fees

New Account Fee, one time $20
Student Credit Union membership, one time (waived if parent is a member & signer on account)
$2
Paper monthly or quarterly statements, per statement
$2
eStatements Only FREE
HSA, annual $10
Official Bank Check $5
Temporary Checks
(sheet of four)
$5
Overdraft, bounced or covered, per item $25
Overdraft Transfer from Savings, per item $5
Telephone Transfer (same 6/month limit) FREE
Return of a Deposited Check $20
Balance of all Accounts FREE
Interim statement of account activity $2
Faxes to members $1
FedEx Service
$20 plus actual Fedex charge
Account Research/Reconcilement $25/hour,
minimum 1 hour
Dormant account fee (no activity 6 months) $20/quarter
Stop Payment, per draft or series $25
Copies of Cleared Checks $5  
Protest of check, per occurrence $25    
International item processing (Canadian checks FREE) $20-$75
Tax Levies and Liens $50
Restraining Notices $50
Information Subpoenas $50
Photocopies, self-serve $0.10
Deposit Bag $5
Domestic Wire Transfer Out $25
Wire Transfer In $15
International Wire Out
(in U.S. currency)
$50
International Wire Out
(in foreign currency)
$30
Western Union Domestic $25
IRA direct transfer (funds leaving Alternatives) $25
Notary Public FREE
Address change, P.O. Returned $5  
Address change, P.O. Returned - Student Credit Union
.50  
Homebuyer's Guide to Mortgages FREE
Business Yellow Pages FREE
Check Printing $15.60 and up
(cost varies depending on style and quantity; business checks are more)

 

 

VISA Debit Fees

 

 

PIN Replacement FREE by phone or in person; $75 for expedited generic PIN
Card Replacement: First Card FREE, Subsequent Card $10
Card Replacement: Expedited $75

 

Ithaca Hours are accepted for many fees, including:

  • Membership
  • Loan fees
  • Automatic transfer fees
  • (Maximum $100)
  • Insufficient Funds Fee
  • (Maximum $25/per month)

Online Access

eStatements Prior to Dec. 2012 »

Loan Rates
Deposit Rates


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Becki Hawley

I have had the pleasure of enjoying Alternatives from two perspectives but I couldn't have had one without the other.

When I knew I was moving from southwestern VA to Ithaca, NY, I knew I wanted to work at Alternatives. My partner at the time said it would be the perfect job for me. I read a little online about the mission. I didn't really understand all of it, but it sounded positive and ethical. I had worked in banking for a few years and as a community-minded individual, I thought this could be a good fit. more»


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