125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Fees

New Account Fee, one time $20
Student Credit Union membership, one time (waived if parent is a member & signer on account)
$2
Paper monthly or quarterly statements, per statement
$2
eStatements Only FREE
HSA, annual $10
Official Bank Check $5
Temporary Checks
(sheet of four)
$5
Overdraft, bounced or covered, per item $25
Overdraft Transfer from Savings, per item $5
Telephone Transfer (same 6/month limit) FREE
Return of a Deposited Check $20
Balance of all Accounts FREE
Interim statement of account activity $2
Faxes to members $1
FedEx Service
$20 plus actual Fedex charge
Account Research/Reconcilement $25/hour,
minimum 1 hour
Dormant account fee (no activity 6 months) $20/quarter
Stop Payment, per draft or series $25
Copies of Cleared Checks $5  
Protest of check, per occurrence $25    
International item processing (Canadian checks FREE) $20-$75
Tax Levies and Liens $50
Restraining Notices $50
Information Subpoenas $50
Photocopies, self-serve $0.10
Deposit Bag $5
Domestic Wire Transfer Out $25
Wire Transfer In $15
International Wire Out
(in U.S. currency)
$50
International Wire Out
(in foreign currency)
$30
Western Union Domestic $25
IRA direct transfer (funds leaving Alternatives) $25
Notary Public FREE
Address change, P.O. Returned $5  
Address change, P.O. Returned - Student Credit Union
.50  
Homebuyer's Guide to Mortgages FREE
Business Yellow Pages FREE
Check Printing $15.60 and up
(cost varies depending on style and quantity; business checks are more)

 

 

VISA Debit Fees

 

 

PIN Replacement FREE by phone or in person; $75 for expedited generic PIN
Card Replacement: First Card FREE, Subsequent Card $10
Card Replacement: Expedited $75

 

Ithaca Hours are accepted for many fees, including:

  • Membership
  • Loan fees
  • Automatic transfer fees
  • (Maximum $100)
  • Insufficient Funds Fee
  • (Maximum $25/per month)

Online Access

eStatements Prior to Dec. 2012 »

Loan Rates
Deposit Rates


Donate »

Your gift to Alternatives Impact helps our community!

NorthStar House - Elliot Martin, Jed Ashton and Lee Hamilton

At NorthStar House, we use as many local, organic vegetables and meats as we can, so you have our word that we will do all we can to help the community grow in the healthiest way possible. Naturally we bank at Alternatives, not only because they share our goals of community development, but they also provide the tools to make those goals a reality. Alternatives has been there for us from the beginning, helping us develop a business plan in the Business CENTS program, and continues to support us as we grow and have new financial needs.


Alternatives
Financial
Education »

Discover how you can gain control of your finances...



Alternatives Federal Credit Union ("Alternatives") provides a hyperlink to Google Translate™ for convenience only and without any responsibility for the accuracy of translations. Alternatives has no control over this unrelated, free and entirely computerized translation program. Computerized translations are only an attempted approximation of the website’s original content and thus Alternatives makes no representations or warranties of any kind with respect to the accuracy, reliability or completeness of any translations. Persons using translated information do so at their own risk.