125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Fees

New Account Fee, one time $20
Student Credit Union membership, one time (waived if parent is a member & signer on account)
$2
Paper monthly or quarterly statements, per statement
$2
eStatements Only FREE
HSA, annual $10
Official Bank Check $5
Temporary Checks
(sheet of four)
$5
Overdraft, bounced or covered, per item $25
Overdraft Transfer from Savings, per item $5
Telephone Transfer (same 6/month limit) FREE
Return of a Deposited Check $20
Balance of all Accounts FREE
Interim statement of account activity $2
Faxes to members $1
FedEx Service
$20 plus actual Fedex charge
Account Research/Reconcilement $25/hour,
minimum 1 hour
Dormant account fee (no activity 12 months) $5/month
Stop Payment, per draft or series $25
Copies of Cleared Checks $5  
Protest of check, per occurrence $25    
International item processing (Canadian checks FREE) $20-$75
Tax Levies and Liens $50
Restraining Notices $50
Information Subpoenas $50
Photocopies, self-serve $0.10
Deposit Bag $5
Domestic Wire Transfer Out $25
Wire Transfer In $15
International Wire Out
(in U.S. currency)
$50
International Wire Out
(in foreign currency)
$30
Western Union Domestic $25
IRA direct transfer (funds leaving Alternatives) $25
Notary Public FREE
Address change, P.O. Returned $5  
Address change, P.O. Returned - Student Credit Union
.50  
Homebuyer's Guide to Mortgages FREE
Business Yellow Pages FREE
Check Printing $15.60 and up
(cost varies depending on style and quantity; business checks are more)

 

 

VISA Debit Fees

 

 

PIN Replacement FREE by phone or in person; $75 for expedited generic PIN
Card Replacement: First Card FREE, Subsequent Card $10
Card Replacement: Expedited $75

 

Ithaca Hours are accepted for many fees, including:

  • Membership
  • Loan fees
  • Automatic transfer fees
  • (Maximum $100)
  • Insufficient Funds Fee
  • (Maximum $25/per month)

Online Access

eStatements Prior to Dec. 2012 »

Loan Rates
Deposit Rates


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Rima Shamieh

My IDA [Individual Development Account] experience was just incredible. I saved a few bucks every week and after a year, I had a savings account with $3,000 in it! And I'm glad that the MoneyWise class was required, because it really helped me develop a healthier relationship with money. So many of the skills I learned in class seemed so obvious, but I never thought/knew how to do them until we went over them in class. For example, tracking my spending made a HUGE difference in how I now spend money. Also, the exercises in the beginning when we explored our relationships with money - I discovered I'm a carefree, spirited, impulsive spender. It helps to put a name on things.

After accruing thousands of dollars in debt from student loans from when I was an undergraduate, I was determined to do all I could to stay out of debt for when I continued my education. The IDA really helped. I feel so much better prepared to build equity and save for my future. Thanks, Alternatives!


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