125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Fees

New Account Fee, one time $20
Student Credit Union membership, one time (waived if parent is a member & signer on account)
$2
Paper monthly or quarterly statements, per statement
$2
eStatements Only FREE
HSA, annual $10
Official Bank Check $5
Temporary Checks
(sheet of four)
$5
Overdraft, bounced or covered, per item $25
Overdraft Transfer from Savings, per item $5
Telephone Transfer (same 6/month limit) FREE
Return of a Deposited Check $20
Balance of all Accounts FREE
Interim statement of account activity $2
Faxes to members $1
FedEx Service
$20 plus actual Fedex charge
Account Research/Reconcilement $25/hour,
minimum 1 hour
Dormant account fee (no activity 6 months) $20/quarter
Stop Payment, per draft or series $25
Copies of Cleared Checks $5  
Protest of check, per occurrence $25    
International item processing (Canadian checks FREE) $20-$75
Tax Levies and Liens $50
Restraining Notices $50
Information Subpoenas $50
Photocopies, self-serve $0.10
Deposit Bag $5
Domestic Wire Transfer Out $25
Wire Transfer In $15
International Wire Out
(in U.S. currency)
$50
International Wire Out
(in foreign currency)
$30
Western Union Domestic $25
IRA direct transfer (funds leaving Alternatives) $25
Notary Public FREE
Address change, P.O. Returned $5  
Address change, P.O. Returned - Student Credit Union
.50  
Homebuyer's Guide to Mortgages FREE
Business Yellow Pages FREE
Check Printing $15.60 and up
(cost varies depending on style and quantity; business checks are more)

 

 

VISA Debit Fees

 

 

PIN Replacement FREE by phone or in person; $75 for expedited generic PIN
Card Replacement: First Card FREE, Subsequent Card $10
Card Replacement: Expedited $75

 

Ithaca Hours are accepted for many fees, including:

  • Membership
  • Loan fees
  • Automatic transfer fees
  • (Maximum $100)
  • Insufficient Funds Fee
  • (Maximum $25/per month)

Online Access

eStatements Prior to Dec. 2012 »

Loan Rates
Deposit Rates


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Belle Sherman Elementary School Students

On a Tuesday afternoon, students in the Cornell Cooperative Extension's directed SIFE (Students with Interrupted Formal Education) program at Belle Sherman Elementary can be found hard at work learning about money and getting hands-on banking experience depositing money into their Student Credit Union accounts at Alternatives. The students, all refugees from Burma, range in age from 2nd to 5th grade. more»


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