MEMBER PROFILE

Robert Berkley, Your Daily Soup

A few years ago, Robert took a realistic look at business growth and decided he needed a financial boost for expansion. He owns his home, free and clear, and decided a Home Improvement Loan was a good choice to get the funds he needed. "I had to get all new kitchen appliances; everything from a stove to a microwave- and a new roof also."

"Alternatives made it so easy- I felt like they answered my questions before I even asked them." Robert says of his experience. "I was already in a good place with my business. I just needed to get to the next level. Without the loan from Alternatives I couldn't have done it. I was able to make the home improvements I needed, and have money to buy the necessary equipment to expand my business to include ice cream and sorbet."

Accounts at Alternatives Credit Union are designed to meet our mission, and our social mission is integrated into our economic mission. We have designed our deposit accounts to meet the financial needs of the members of this community, including members with a lower income.

Our savings accounts have no monthly service charges or transaction fees, and only a $5 minimum balance requirement. Dividends are earned on balances above $5.

Share draft (checking) accounts are also offered to anyone who lives in Ithaca, Tompkins County, adjacent counties and anyone who lives in upstate New York north of New York City. These accounts offer no per check fees - all you pay for is the cost of printing the checks.

Certain deposits are available immediately, but we will place a "hold" on others. See our check hold policy for details.

Certificates can be started with as little as $100, and offer competitive dividend rates.
 

Routing information for direct deposits to Alternatives Credit Union members: routing and transit number (also known as ABA number) is 2213 8186 7.

Wiring Instructions

Wire to:
Members United Corporate Federal Credit Union
4450 Weaver Pkwy. Warrenville, IL 60555
ABA # 221381715
Credit to:
Alternatives Federal Credit Union
Account # 221381867
Further credit:
Member’s Name and Account #

International Wires
Because we are not set up to directly receive international wires, we do not have a SWIFT code. In order for us to receive an international wire, you must send your wire via a financial institution in the US that is associated with the originating financial institution, who will then transmit funds to Alternatives via Members United.