Accounts at Alternatives Credit Union are designed to meet our mission. We have designed our deposit accounts to meet the financial needs of the members of this community, including members with a lower income.
Our savings accounts have no monthly service charges or transaction fees, and only a $5 minimum balance requirement. Dividends are earned on balances above $5.
Share draft (checking) accounts are also offered to anyone who lives in Ithaca, Tompkins County, and the adjacent counties of Cayuga, Chemung, Cortland, Schuyler, Seneca and Tioga.
Certain deposits are available immediately, but we will place a "hold" on others. See our check hold policy for details.
Certificates can be started with as little as $100, and offer competitive dividend rates.Routing information for direct deposits to Alternatives Federal Credit Union members: routing and transit number (also known as ABA number) is 221381867.
Alloya Corporate Federal Credit Union 4450 Weaver Pkwy. Warrenville, IL 60555
ABA # 221381715
Alternatives Federal Credit Union
Account # 221381867
Member’s Name, Account Number, and Account Type
Because we are not set up to directly receive international wires, we do not have a SWIFT code. In order for us to receive an international wire, you must send your wire via a financial institution in the US that is associated with the originating financial institution, who will then transmit funds to Alternatives via Alloya Corporate Federal Credit Union.