125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Deposit Services

Accounts at Alternatives Credit Union are designed to meet our mission, and our social mission is integrated into our economic mission. We have designed our deposit accounts to meet the financial needs of the members of this community, including members with a lower income.

Our savings accounts have no monthly service charges or transaction fees, and only a $5 minimum balance requirement. Dividends are earned on balances above $5.

Share draft (checking) accounts are also offered to anyone who lives in Ithaca, Tompkins County, and the adjacent counties of Cayuga, Chemung, Cortland, Schuyler, Seneca and Tioga.

Certain deposits are available immediately, but we will place a "hold" on others. See our check hold policy for details.

Certificates can be started with as little as $100, and offer competitive dividend rates.
 

Routing information for direct deposits to Alternatives Federal Credit Union members: routing and transit number (also known as ABA number) is 221381867.

 

Wiring Instructions

Wire to:
Alloya Corporate Federal Credit Union
4450 Weaver Pkwy. Warrenville, IL 60555
ABA # 221381715
Credit to:
Alternatives Federal Credit Union
Account # 221381867
Further credit:
Member’s Name, Account Number and Suffix

International Wires
Because we are not set up to directly receive international wires, we do not have a SWIFT code. In order for us to receive an international wire, you must send your wire via a financial institution in the US that is associated with the originating financial institution, who will then transmit funds to Alternatives via Alloya Corporate Federal Credit Union.

Online Access

eStatements Prior to Dec. 2012 »

Loan Rates
Deposit Rates


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Becki Hawley

I have had the pleasure of enjoying Alternatives from two perspectives but I couldn't have had one without the other.

When I knew I was moving from southwestern VA to Ithaca, NY, I knew I wanted to work at Alternatives. My partner at the time said it would be the perfect job for me. I read a little online about the mission. I didn't really understand all of it, but it sounded positive and ethical. I had worked in banking for a few years and as a community-minded individual, I thought this could be a good fit. more»


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