125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Community Programs

More than a financial institution, Alternatives' mission is to build wealth and create economic opportunity. We do this by offering education and asset building programs.

Business CENTS (Community Enterprise Networking and Training Services) is our small business development program offering education, counseling and support services to micro-entrepreneurs.

Individual Development Accounts (IDAs) are an asset building program. Savings by low income participants are matched to provide assistance in paying for a home, education or small business.

Student Credit Unions provides financial education, banking services and hands-on teller training for people under the age of nineteen.

Community Partnership Lending (CPL) is a way to partner with non-profits to expand lending to their underserved clients.

Money Wise is our 7 week financial education course.

Free Tax Preparation for any member or non-member who qualifies.

Investment Opportunities for those interested in supporting Alternatives with market rate investments or to help even more, below market rate investments.

The Livable Wage Study shows how much money is needed to live in Tompkins County. The study provides a benchmark for local employers and employees.

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Rima Shamieh

My IDA [Individual Development Account] experience was just incredible. I saved a few bucks every week and after a year, I had a savings account with $3,000 in it! And I'm glad that the MoneyWise class was required, because it really helped me develop a healthier relationship with money. So many of the skills I learned in class seemed so obvious, but I never thought/knew how to do them until we went over them in class. For example, tracking my spending made a HUGE difference in how I now spend money. Also, the exercises in the beginning when we explored our relationships with money - I discovered I'm a carefree, spirited, impulsive spender. It helps to put a name on things.

After accruing thousands of dollars in debt from student loans from when I was an undergraduate, I was determined to do all I could to stay out of debt for when I continued my education. The IDA really helped. I feel so much better prepared to build equity and save for my future. Thanks, Alternatives!


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