125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Check hold policy


In compliance with Regulation CC, the money from some kinds of deposits at Alternatives FCU may not be withdrawn immediately. We will place a temporary hold on certain deposits. This will help the Credit Union reduce losses. A check written against held funds will not be paid and a fee will be charged for insufficient funds.

For all new members and Fresh Start accounts, view the check hold policy.

For all members whose accounts are 30 days or older, or graduates of Fresh Start, view the check hold policy.




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Joe Nolan, Home Green Home

My family's credit union has been Alternatives since '96; We liked the mission, and who could resist banking in a converted house? In 2005 I started thinking about a retail start-up called "Home Green Home" that would sell healthy and eco-conscious home furnishings and renovation supplies. The Business CENTS class helped me to understand and develop the elements of a business plan, and set me on the path to taking the big leap.

At every stage, I've felt well supported by Alternatives' friendly staff. From one-on-one consultation to business banking and credit needs, I've received quick, helpful service at Alternatives. We always look to partner with organizations that share our values, and Alternatives fits the bill.

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