125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Check Hold Policy

IMPORTANT INFORMATION REGARDING AVAILABILITY OF FUNDS

In compliance with Regulation CC, the money from some kinds of deposits at Alternatives may not be withdrawn immediately. We will place a temporary hold on certain deposits. This will help the Credit Union reduce losses. A check written against held funds will not be paid and a fee will be charged for insufficient funds.

For all new members and Fresh Start accounts, view the check hold policy.

For all members whose accounts are 30 days or older, or graduates of Fresh Start, view the check hold policy.

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Hillary Albrecht, Smart Start Preschool

When I decided to open a new preschool in Trumansburg, the Business CENTS program at Alternatives was suggested by many. With the outstanding support and guidance from the Business CENTS staff, I was able to write my first business plan and secure a business loan. My preschool is now open for business, and I am confident I will be off to a successful start! The Business CENTS program has been invaluable, and I would recommend their services and banking to all. Thank you Alternatives!


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