MEMBER PROFILE

Jenna Milner

Janet Mara in the mortgage department has answered questions about our Home Equity loan with extended conversations and tremendous patience. She knows me by name and responds promptly to any concerns. We really appreciate her support!

IMPORTANT INFORMATION REGARDING “AVAILABILITY OF FUNDS”

In compliance with Regulation CC, the money from some kinds of deposits at Alternatives may not be withdrawn immediately. We will place a temporary “hold” on certain deposits. This will help the Credit Union reduce losses. A check written against “held” funds will not be paid and a fee will be charged for insufficient funds.

On March 8, 2010, our check hold policy is changing. See the charts below.

The major changes are:
1) All checks are considered "local" as of February 27, 2010. That will reduce the hold time of many checks.
2) Funds immediately available from a check deposit is $100.

For all new members and Fresh Start accounts, view the check hold policy.

For all members whose accounts are 30 days or older, or graduates of Fresh Start, view the check hold policy.