IMPORTANT INFORMATION REGARDING AVAILABILITY OF FUNDS
In compliance with Regulation CC, the money from some kinds of deposits at Alternatives FCU may not be withdrawn immediately. We will place a temporary hold on certain deposits. This will help the Credit Union reduce losses. A check written against held funds will not be paid and a fee will be charged for insufficient funds.
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The Credit Path
As Alternatives Credit Union has grown and changed, our use of the Credit Path model of financial empowerment has changed as well. Originally developed by Bill Myers as a way of understanding our members' financial situations and incorporating that into our business planning, the Credit Path describes where people are situated at various points along a continuum between poverty and self-sufficiency. Our job, as a community development financial institution, is to help our members move along that continuum by empowering them to make decisions, and offering opportunities, that will move them towards financial self-sufficiency.
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