125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Services for Businesses

SERVICES FOR BUSINESS MEMBERS  

Alternatives recently named Priority Payment Systems as our preferred Merchant Services partner. With Priority comes a wide variety of processing options, experienced representatives, and a program designed to lower your overall cost of accepting cards, checks, and gift cards. There are no start up costs on the Alternatives Merchant Services program. Please contact a Member Service Specialist for more information.
  • Treasury tax depository — Deposit your sales and payroll tax. See www.eftps.gov
  • SEP IRAs — IRAs for self-employed people
  • Business consulting for business plans

Convenient remote banking service include:

 Marketing Support

  • Free advertising on our Business Yellow Pages
  • Brochure and business card rack in lobby
  • Community information bulletin board
  • Featured monthly member artists in lobby gallery
  • RoundOff for non-profit organizations - donations from members
  • Profiles on our web and in publications

Business CENTS (Community Enterprise Networking and Training Services)
Business CENTS offers entrepreneurial training courses, workshops, one-on-one consulting, networking, and other small business support.

Other Services:

Regulatory Updates
Pursuant to Federal Law (Reg. GG), unlawful internet gambling transactions are prohibited from being processed through your account. Restricted transactions include acceptance of credit, funds, instruments or other proceeds in connection with unlawful Internet gambling.

 

Online Access

eStatements Prior to Dec. 2012 »

Loan Rates
Deposit Rates


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The Credit Path

As Alternatives Credit Union has grown and changed, our use of the Credit Path model of financial empowerment has changed as well. Originally developed by Bill Myers as a way of understanding our members' financial situations and incorporating that into our business planning, the Credit Path describes where people are situated at various points along a continuum between poverty and self-sufficiency. Our job, as a community development financial institution, is to help our members move along that continuum by empowering them to make decisions, and offering opportunities, that will move them towards financial self-sufficiency. more»


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