MEMBER PROFILE

Pat and Jackie Moe, Finger Lakes Beverage Center

My wife Jackie, my son Nicholas and I saw the need for a business offering a wide variety of beverages that appealed to all ethnic groups. The Beverage Center meets this need. We offer a wide variety of beers and gourmet sodas. Our customers can mix and match, special order and even take home draft beer through our Growlers System. We’re excited about this new business venture and we have Alternatives to thank for it. Getting a loan at Alternatives has been a tremendous experience. They’ve been cooperative, supportive and enthusiastic about our business. Their ideas have been helpful. We really appreciate the entire Alternatives staff. We’re glad to be a business supported by Alternatives. They’ve certainly made a difference for us.

BUSINESS SERVICES
Over twenty years ago a group of small businesses wanted to expand and couldn't get capital from the banking system.

Alternatives Federal Credit Union was chartered to address that problem. It's stated directly in our Mission Statement: Alternatives provides "Capital investments in individuals, small business and non-profits." Serving small business, as well as non-profits, is promoting smart community development. Small businesses, especially start-ups, are engines of local economic development. Small businesses play a major role in job creation in New York, creating 80% of all new jobs.

Most banks ignore businesses when they have less than a million dollars in annual sales. Small business or "micro-enterprise" lending is our specialty. Alternatives designs products and services to meet the needs of small businesses: retail, service, small manufacturers, home-based businesses, cooperatives, worker-owned businesses, non-profits and start-ups.

WHAT WE OFFER:

Lending

Education

Products & Services