MEMBER PROFILE

The Credit Path

Credit Path Illustration

As Alternatives Credit Union has grown and changed, our use of the Credit Path model of financial empowerment has changed as well. Originally developed by Bill Myers as a way of understanding our members' financial situations and incorporating that into our business planning, the Credit Path describes where people are situated at various points along a continuum between poverty and self-sufficiency. Our job, as a community development financial institution, is to help our members move along that continuum by empowering them to make decisions, and offering opportunities, that will move them towards financial self-sufficiency.<

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A Self Guided Tour of Alternatives Federal Credit Union

What would you build if you could build anything? That was the question we faced in designing our new building in 2002. Our intention was to take a stand for community in the midst of an increasingly global economy. Our new facility is a business tool, improving the delivery of services to our membership. We planned the building to accommodate growth for at least 10 years. We wanted it to remind our members why they do business with us. We wanted it to be comfortable, efficient, responsive to technological change and to include green features and energy efficiency. The following guided tour of our building allows you to take a stroll through Alternatives and view for yourself all we have accomplished.