When unexpected expenses come your way, we can help you get Back on Track.
Documentation of expense is required.
Back on Track loan features
Maximum loan amount: $4,000
Maximum loan term: 48 months
8% APR (Annual Percentage Rate) – no matter your credit score (lower than most credit card rates.)
Simple application process
How it works
Documentation (an invoice, receipt, or estimate) of expense is required. For more information, please speak to a Loan Officer at Alternatives.
Loan funds will either be made payable directly to the vendor, or to you if you have already paid the expense.
Examples of eligible expenses
Loans are carefully reveiwed on a case-by-case basis. If you have a loan need that is not covered by the above list, please contact a member of the Alternatives Lending team. When an unexpected expense comes up, get Back on Track with Alternatives FCU.
Consumer lending at Alternatives FCU Alternatives offers loans at competitive rates for all credit scores. We are also happy to work with you to assist in improving your credit score. When you handle small loans successfully, you can build up to larger amounts and better rates. Responsible borrowing gives you a way to move towards financial self-sufficiency. Borrowing, when used responsibly, can be a positive strategy
towards greater wealth.
Your gift to Alternatives Impact helps our community!
The Nutritional Wellness Center
The Nutritional Wellness Center is celebrating its eighth year in business. We started on the right foot in 2006 by attending the Business CENTS program and by receiving a business loan. So far we have helped over 1,000 people on their journey to optimal health. Our mission is to help as many people as humanly possible be healthier and happier without the use of unnecessary drugs or surgery. Thank you Alternatives for your support along the way!
Alternatives Federal Credit Union ("Alternatives") provides a hyperlink to Google Translate� for convenience only and without any responsibility for the accuracy of translations. Alternatives has no control over this unrelated, free and entirely computerized translation program. Computerized translations are only an attempted approximation of the website�s original content and thus Alternatives makes no representations or warranties of any kind with respect to the accuracy, reliability or completeness of any translations. Persons using translated information do so at their own risk.