125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Living Wage 2011 Chart

 Alternatives Federal Credit Union Living Wage Study 2011

Category Month (2008) Month (2010) Percent Change Year (2010) Comments Source
Rent $763.00 $811.00 6.29% $9,732.00 Fair Market rent for single bedroom apartment including utilities HUD
Food $203.25 $203.60 0.17% $2,443.20 Average of low-cost food plan for males and females ages 19-50 USDA
Transportation $167.52 $179.03 6.87% $2,148.36 Weighted average of amount spent on cars and public transportation ACS, BLS, EIA, TCAT
Communication $61.49 $59.99 -2.44% $719.88 Local calling and long distance plan, and internet BLS, Verizon
Health Care $143.53 $173.08 20.59% $2,076.96 Employee's share of premium and out of pocket medical expenses BLS, Alternatives
Recreation $100.00 $101.62 1.62% $1,219.44 Adjusted for inflation  
Savings $59.81 $60.78 1.62% $729.36 Adjusted for inflation  
Miscellaneous $111.13 $110.46 -0.60% $1,325.52 Apparel products, housekeeping supplies and personal care products and service BLS
Net (Subtotal) $1,609.73 $1,699.56 5.58% $20,394.72    
Payroll tax $147.29 $114.28 -22.41% $1,371.34    
Federal tax $117.95 $149.23 26.52% $1,790.73    
State tax $50.35 $59.56 18.30% $714.71    
TOTAL $1,925.31 $2,022.63 5.05% $24,271.50    
hourly @ 40hr/wk $11.11 $11.67


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Express Employment Professionals, Kathy Nivison

With a background of 15 years in Human Resources, Kathy Nivison started up the Ithaca office of Express Employment Professionals to better serve local employment and recruiting needs. Kathy approached Alternatives for a business loan, and was impressed with both the loan's low interest rate, as well as the quick response from Bob Anderson, the business loan officer at Alternatives.

Kathy took advantage of our "Women and Minority" subsidized loan, which helps women and minority borrowers who have a minimum of one year in business and are looking for assistance with continued growth and expansion.

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