125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact
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Our mission is to build wealth and create economic opportunity for underserved people and communities.


Holiday closing

We are closed on Monday, May 29 in observance of Memorial Day and will  re-open Tuesday, May 30 at 9:00am. You are welcome to utilize our ATM at GreenStar or our drive-up window for your convenience. Have a safe holiday!

2017 Board of Elections

It's time to vote! There are seven candidates running for five openings on the Board. Leonardo Vargas-Méndez, Kenneth McLaurin and Ariana Blossom are incumbents running for another term.

Click on the links below to meet the candidates and cast your online vote.

Meet the candidates
Cast your vote!

Visa debit card alert

Please be aware that Chipotle announced a Visa debit card breach, and members of Alternatives are among those affected. Staff will be reaching out to you in the coming days to replace your old Visa debit card. Please do not call in to ask "Am I affected?" Rest assured that you will be contacted if this matter affects you. For more information, please read Chipotle's official statement at https://www.chipotle.com/security. Thank you!

Members Quarterly April 2017

Catch up on the latest news! Our April edition of our Members Quarterly newsletter is now available. Click here for the current and past issues. Sign up today to receive your newsletter!

2017 Holiday schedule

We are hiring!!!

We are looking for a Collections Representative and Member Experience Associate I. To learn more and to apply, visit: http://www.alternatives.org/employment.html

Verified by Visa

Learn how registering with Verified by VISA will help protect your online purchases. Share your experience with us. If you have had a positive experience here at Alternatives, we would love to hear from you.

Online Access

eStatements Prior to Dec. 2012 »

Rima Shamieh

My IDA [Individual Development Account] experience was just incredible. I saved a few bucks every week and after a year, I had a savings account with $3,000 in it! And I'm glad that the MoneyWise class was required, because it really helped me develop a healthier relationship with money. So many of the skills I learned in class seemed so obvious, but I never thought/knew how to do them until we went over them in class. For example, tracking my spending made a HUGE difference in how I now spend money. Also, the exercises in the beginning when we explored our relationships with money - I discovered I'm a carefree, spirited, impulsive spender. It helps to put a name on things.

After accruing thousands of dollars in debt from student loans from when I was an undergraduate, I was determined to do all I could to stay out of debt for when I continued my education. The IDA really helped. I feel so much better prepared to build equity and save for my future. Thanks, Alternatives!

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