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MEMBER PROFILE
The Credit Path


As Alternatives Credit Union has grown and changed, our use of the Credit Path model of financial empowerment has changed as well. Originally developed by Bill Myers as a way of understanding our members' financial situations and incorporating that into our business planning, the Credit Path describes where people are situated at various points along a continuum between poverty and self-sufficiency. Our job, as a community development financial institution, is to help our members move along that continuum by empowering them to make decisions, and offering opportunities, that will move them towards financial self-sufficiency.<

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NEED TO APPLY FOR A LOAN?
It's quick and easy. For auto loans, credit cards or personal lines of credit, apply online or call our Anytime LoanPhone at 866-529-8722. Need to apply for a mortgage or Home Equity Line?  Apply here.

CHECK OUT OUR SUMMER NEWSLETTER

PAY IT FORWARD CONTEST - EXTENDED DEADLINE JULY 17!
Alternatives Federal Credit Union is helping our members reach out to others in the community who are in need.  The kindness of others always strengthens a community, but especially in these difficult economic times, the smallest of kindnesses can go a long way.

ALTERNATIVES PARTNERS WITH ATIRAcredit FOR CREDIT CARDS
We partnered with ATIRAcredit to give our members a better credit card with rewards, but at the low rates our current credit card customers are accustomed to. 

ALTERNATIVES AWARDED $2 MILLION FROM CDFI FUND!
We are delighted to be able to bring more community services and programs to the greater Ithaca area.

TAKE OUR SURVEY!
Each quarter, we like to ask our members how we're doing.  If you've recently completed a transaction with a teller or inquired about or applied for a loan, we want to hear from you!

SHOPPING FOR A NEW CAR?
Learn how buying a car from GM or Chrysler, and getting a loan from Alternatives, can help you save money.

HOW DID WE HELP YOU?
We love to hear how our members have benefited from our service.  Whether it's a quick testimonial about a pleasant member service experience, or a more detailed account profile, we'd love to hear from you!

FOLLOW US ON FACEBOOK AND TWITTER!
Keep up-to-date with Alternatives news and events on Facebook and Twitter.

SURVEY ON OUR ONLINE SERVICES
We'd love to hear from members who both use and don't use our online services like CU@Home and BillPay@Home.

BUSINESS OF THE MONTH
Please visit our lobby to view our new monthly featured Member Business.

NEW BLOG
Check out our new MoneyWise blog for tips on saving money, budgeting better and overall financial health!

 

NEED TO REORDER CHECKS?
Reordering checks online with our partner Harland Clarke is easy!

CALENDAR
Check here to find out about what's going on around the Credit Union.