125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact
Loan Rates

Deposit Rates

Our mission is to build wealth and create economic opportunity for underserved people and communities.

News

BACK ON TRACK LOAN

Unexpected expenses can be tough. We're here to help! If you can document emergency medical, dental, veterinarian, home, or auto repairs, we offer a loan at a much lower rate than most credit cards.

MOBILE BANKING APP - NOW LIVE!

Mobile Access is our new mobile banking app for your smartphone. The conveneniece of transactions, transfers, loan payments, BillPay, and more are right at your fingertips!

NEW ATM LOCATION

We're very happy to be on the Cornell campus, at Martha's Cafe in the Martha Van Rensselaer building. We look forward to students and faculty using our services in the coming semesters! 

VERIFIED BY VISA

Learn how registering with Verified by VISA will help protect your online purchases!

SHARE YOUR EXPERIENCE WITH US!

If you have had a positive experience here at Alternatives, we'd love to hear from you.

 

Art Gallery: Annette Roberts

Roundoff: Alternatives Impact

Business Of The Month: Nutritional Wellness Center

Online Access

eStatements Prior to Dec. 2012 »

The Credit Path

As Alternatives Credit Union has grown and changed, our use of the Credit Path model of financial empowerment has changed as well. Originally developed by Bill Myers as a way of understanding our members' financial situations and incorporating that into our business planning, the Credit Path describes where people are situated at various points along a continuum between poverty and self-sufficiency. Our job, as a community development financial institution, is to help our members move along that continuum by empowering them to make decisions, and offering opportunities, that will move them towards financial self-sufficiency. more»

Alternatives Federal Credit Union ("Alternatives") provides a hyperlink to Google Translate™ for convenience only and without any responsibility for the accuracy of translations. Alternatives has no control over this unrelated, free and entirely computerized translation program. Computerized translations are only an attempted approximation of the website’s original content and thus Alternatives makes no representations or warranties of any kind with respect to the accuracy, reliability or completeness of any translations. Persons using translated information do so at their own risk.